Pintec Technology Holdings Ltd. (“PINTEC”) is a leading independent technology platform enabling financial services in China. The Company connects business and financial partners on an open platform and enables them to provide financial services to end users efficiently and effectively. The Company offers tailored solutions for point-of-sale financing, personal installment loans, business installment loans, wealth management, and insurance, which are used in fields such as online travel, e-commerce, telecommunications, online education, SaaS platform, financial technology, internet search, online classifieds, as well as by banks, brokers, insurance companies, investment funds and trusts, consumer finance companies, and peer-to-peer platforms. PINTEC provides lending solutions to partners including Qunar, Ctrip, BestPay and Vip.com, and wealth management solutions to partners including Xiaomi, Anbang Finance and Minsheng Securities. The Company applies big data analytics and machine learning technologies to the entire value chain of all its lending solutions, from user acquisition to credit assessment, user valuations, customer management, and collection services.